Do you need a portable credit card machine for your business?

A wireless credit card machine (also known as a manual credit card machine or portable credit card machine) is a convenient way to handle credit card transactions for your business. For businesses that process a significant number of transactions, the convenience of wireless technology have made processing and client care more convenient.

Wireless credit card machines are also mobile credit card machines because you can take them anywhere you need to make a transaction. They're commonly used in restaurants, where wait staff can bring the device to the customer rather than having the customer follow them to the cash register and credit card machine. They are also useful for outdoor vendors and at sporting events.

One of the most popular wireless terminals is Hypercom M4230 GPRS

Hypercom M4320 wireless credit card terminal

Hypercom: Optimum M4230 GPRS

Hypercom's Optimum M4230 is a unique mobile terminal that offers GPRS connectivity in a compact design. Created to operate on the same terminal application foundation as the popular Optimum T4200 family, the M4200 series expands the 4200 range, adding mobility to the Optimum terminal family line. The M4230 incorporates a removable, extra long-life battery for extended use between charges.

Hypercom's Optimum M4230 is a unique mobile terminal that offers GPRS connectivity in a compact design. Created to operate on the same terminal application foundation as the popular Optimum T4200 family, the M4200 series expands the 4200 range, adding mobility to the Optimum terminal family line. The M4230 incorporates a removable, extra long-life battery for extended use between charges.

Approvals

• PCI PED approved
• EMV L1 & L2 approved
• MasterCard PTSP approved
• RoHS compliant
• CHIP ready

Applications

• Auctions
• Delivery
• Flea Markets
• Sporting Venues
• Attended Kiosks
• Vendor Stands
• Trade Shows
• Transportation

While meeting today's most stringent industry standards for wireless terminal security, the Optimum M4200 family also makes wireless easy and affordable when combined with Hypercom's Mobile Networking service. See why Hypercom is you’re Total Solutions, Total Security provider.

For information on how you can save on mobile payment processing and Merchant Accounts visit: http://www.globalpaytech.com

Or Call us to talk to a payment processing professional 1-800-915-6270

When payment processing is done there are a number of credit card machines that can be used. Based on your individual needs these can be selected. Brands of Terminals that are commonly used for payment processing include Hypercom, VeriFone and ingenico.

One of the commonly used terminals is the dial-up mode, connects with your telephone line. Here are few verities of dial up terminals-Hypercom T4210, VeriFone VX810 and Ingenico i5100.
This are the standard model of terminal and is still being widely used by many of the retail merchant for payment processing.

IP based terminal is another type of credit card machine used for payment processing. This is almost similar to a dial up model. The major difference is that it does not require a phone line for activation. It’s done through cable lines. The payment processing is done through internet connection and modules inside the terminal. These modules have the capacity to process transaction at a faster rate by making use of the internet. VeriFone is the finest example of IP based terminal. They are suitable for restaurants, hotels etc. Here are few verities of IP terminals-Hypercom T4220, VeriFone VX810 and Ingenico i5100

Mobile credit card terminal

Wireless credit card terminal is the recent development in the payment processing. These are suitable for retail merchants who are mobile. One classic example of its usage is by the pizza deliveries. Its a standard unit that can work without any kind of wired device. It makes use of the GPRS connectivity for payment processing. Here are few verities of Mobile wireless GPRS terminals-Hypercom M4230, VeriFone VX670 and Ingenico i7910

Wi-Fi debit credit card machine

Pay-at-the-table is an inspiring new and secure way to improve customer service and save you money. It is the latest and most advanced portable payment system available anywhere, and it is guaranteed to make your daily business activities faster, simpler and less tiring than before. It’s a great solution for Restaurants & hospitality industry. It works on an IP base, data transmission through Wi-Fi or Bluetooth. Here are few verities of Pay @ the table terminals-Hypercom M4240 Bluetooth, VeriFone VX670 Wi-Fi and Ingenico i7780

The least popular terminal is the computer software. One of the most used is the PC charges which enable you for payment processing on your computer. A magtek reader is used to transmit the information on to a printer. This is not so popular because of the problems of programming and viruses.

Various types of terminals are existing for payment processing. Based on the speed and reliability the best one can be selected by the retail merchant that will suit his requirement.

FOR MORE INFO ON CREDIT CAED TERMINALS CALL NOW! 1-800-915-6270 Apply online: www.globalpaytech.com

Credit card processing options will play a significant factor in the development of your business. The type of business is also the main factor to consider in choosing for a credit card processing solution. Read further to know the recommended credit card processing solutions that fit your business needs:

Swipe terminals (Dial Up & IP)

Swipe terminals are usually used in a retail merchant business as this will need a direct contact with the credit card itself. It is an ideal option for retail orders conducted personally. Processing fees applied from using a swipe terminal is generally lower than the processing fees required by transactions done on the internet and mail or telephone orders. Consider buying swipe terminals with built-in printers to save space. A good swipe terminal includes a built-in PIN pad and fast thermal printing. It will save you from further supply cost and accept wider payment methods such as debit cards, smart cards, loyalty cards and etc.

Swiped terminals can be Dial up-connected to telephone line Or IP-connects to high speed internet router.

Wireless swipe terminals (GPRS & Bluetooth)

For larger scale of credit card processing transactions, a wireless swipe terminal is recommended. Processing method in verifying a credit card transaction is similar to that of a regular counter swipe terminal except for the wireless equipment feature. A good wireless swipe terminal must also have a built-in PIN pad and the built-in thermal printing capacity. Although it is more expensive compared with the regular one, the processing fees is still deliberately lower that that with the Internet and mail or telephone orders.

Wireless Swiped terminals can be GPRS- works on a cell phone network, this long range payment processing solution. Bluetooth short range wireless terminal connects to the internet router but works on a Bluetooth local network. Great solution for plumbers and electricians, Havc, movers, pizza deliver flea markets, taxi services, towing services, & other mobile merchants.

Virtual terminals

The virtual terminal is another credit card processing solution which can be applied on the Internet. This enables a manual credit card processing. With a simple input and submission of credit card information your online business can already process the transaction. Since virtual terminals do not require installation, all your business information and reports are based online. With a virtual terminal you don't need to worry losing your business reports cause by any computer crash down. This option is ideal for mail telephone order merchants.

Payment gateways

The Internet provides various options that cater to real-time processing of credit card transactions. Secured payment gateways are the service providers that allow your business to process credit card payments automatically. Setting up a payment gateway for your online business is easy and ideal. It is important that your payment gateway provide the necessary features that will make the transaction experience of your clients fast and easy. Always prefer for a trusted payment gateway server. There are also various software solutions that provide efficient reporting features that will provide you more time in managing other aspects of your business.

Choose well the best credit card processing option that is ideal for your business set-up to have a higher profit.

For information on how you can save on wireless credit card terminals

visit: http://www.globalpaytech.com

Or Speak to representatives call: 1-800-915-6270

Pay-at-the-table  is an inspiring new and secure way to improve customer service and save you money. It is the latest and most advanced portable payment system available anywhere, and it is guaranteed to make your daily business activities faster, simpler and less tiring than before.

Here are the Benefits :

*Dramatically reduce cost of card acceptance via convenient and secure PIN debit transactions

*Consumers maintain control of their card, and the customer enjoys a significantly higher level of personal security and reduces fraud potential

*Increase table turn and customer satisfaction by shortening the payment process

*Restaurant and hospitality establishments achieve up to 33% higher wait staff productivity while increasing revenues through process efficiencies

*Avoid lengthy end-of-day settlements by ALL wait staff

*Restaurants can expect a lift on billed amounts by increasing the convenience and availability of card payment. This results in higher average tips for the wait staff, and of course for the establishment

*Faster, friendlier tableside payment finalization speeds table turnover allowing the establishment to increase revenues

*Establish temporary payment locations for patio service, special events, sidewalk sales etc

*Reduce transaction times by eliminating pre-auth as transactions are authorized with tip and is completed by the customer at time of bill presentation

*High-speed Ethernet communications provides 2-4 second transaction completions

* No extra fees for GPRS networks. It’s a Bluetooth terminal

Pay-at-the-table solution by Hypercom makes bringing payment to the table (or counter, sidewalk or anywhere else within its 40 squire meter range*) fast, simple and reliable. The new Hypercom M4240 Bluetooth short-range transaction terminals are built for outstanding durability and convenience.

Hypercom’s Optimum M4240 is a powerful Bluetooth terminal for ultimate functionality in a compact portable design for virtually any installation. The M4240 has industry leading features such as 24MB of total memory, an ARM9 processor for fast transactions and multi-application. The Bluetooth enabled Access Point features IP or dial communications and an RS-232 port for the most secure direct pairing and can be mounted anywhere for optimal range and performance.

The M4240 also features an optional charging dock for convenience. Combine that with the M4240’s compact design and intuitive interface and it is the perfect solution for short range wireless markets such as Pay-at-the-table or installations where traditional connectivity is costly or prohibitive.

Call us for More Info:  1-800-915-6270

Apply for a Bluetooth terminal: http://globalpaytech.com/pofsale_form.php

Save on each transaction

1. Make sure you swipe as many of your transactions as possible on your credit card machine as opposed to keyed-entry. The "interchange" which is the price member banks pay for processing your charges is higher for keyed entry, and you will therefore be charged a higher rate. This is commonly referred to as a mid-qualified or partially qualified surcharge.

2. Try accept debit cards more. If you process debit transactions of $25 or more make sure you use the "debit" option on your terminal instead of "credit" and have the customer enter their pin number. By doing this there will be no discount fees accessed and you will only pay one flat fee for the charge. The larger the ticket the more you will save.

3. If you do more than a few keyed-in transactions on your credit card machine each month, consider getting a separate account setup for keyed-entry only. Usually the keyed rate will be much less than the "mid" or "partially qualified" charges. For instance an average surcharged keyed rate might be around 1.5% - 3.2% but a merchant services account setup for keyed entry might see rates as low as 2.25% or lower. Most modern credit card machine terminals can accommodate at least two separate accounts.

4. Avoid Retrieval Requests - Make sure the name that is on your receipt and that you advertise under is the same as the name on your account. Otherwise your customer may call their bank and question the charge and you will be charged a fee.

5. Commercial/Corporate Cards - These cards are normally downgraded to a non-qualified surcharge which is the most expensive form of surcharge. However if your merchant services account is set up for "level two processing" you can avoid the surcharge if you key-in a sales tax number and a customer number.

6. Batch your credit card machine transactions daily or, have your account setup to "auto batch" If you have transactions that are not batched within a short period of time (usually 48 hours) they will downgrade to mid-qualified and you will have to pay surcharges.

7. Always use your address verification feature (AVS) on keyed or internet charges. The AVS is there not only for fraud protection but it also prevents downgrading of keyed-in or internet transactions to mid or non-qualified.

One last piece of advice, if you are shopping for merchant services, either as a new merchant or as an existing merchant looking for a better service provider, read the terms of the agreement! Many companies are now offering too-good-to-be-true discount rates that will either escalate soon after you enrol or, are only good on certain card types such as debit. (Interac charges a flat fee per transaction(6-10 cents per transaction) & Visa Debit charges a discount rates(around 1%) are typically much lower than credit card rates. Remember if it sounds too good to be true, it probably is.

To learn more about credit card processing please visit: http://globalpaytech.com

To learn more about saving on credit card processing speak to a  payment processing professional. Our friendly payment processing professional will help you to bring you more savings. To speak to a representative call now 1-800-915-6270

Mobile merchants such as: plumbers and electricians, Havc, movers, pizza deliver, flea markets, taxi services, towing, mobile mechanics, On-site workers and those who sell through trade shows have a wide range of credit-card processing options for immediate sales and possible data capture. As wireless technology evolves, you need to consider carefully which method serves you best.

One of the costs effective, reliable & convenient solutions is Mobile credit card terminal.

The mobile credit card payment terminal is the direction of current development. It is designed as a mobile and uses a SIM Card and a long life battery. It is more flexible to use in many areas. No electrical cords are necessary, but they do require recharging. Car chargers are usually available and the best solution when you are on the road.

One of the most popular versions is the Ingenico i7910 GPRS

One of the most popular wireless credit card terminal Ingenico i7910 GPRS

The Ingenico i7910, GPRS long-range wireless payment terminal is ideal for both indoor and outdoor payment environments. Quite often a manual credit card machine is used as back up for a conventional terminal. The Ingenico i7910 uses a Li Ion battery can last up to-- hours on a full charge or up to 210 transactions which will last the whole day. The Ingenico i7910 will give your business the advantage it needs. Its compact durable, lightweight, wireless design and its simple to use pin pad reader makes it the ideal solution for any mobile business.

The Ingenico Mobile GPRS i7910 terminal will never let you miss a purchase with its GPRS network which allows it to process credit card transactions anywhere. In the rare event that the GPRS malfunctions, it has its LinkBox (V34 back up modem) to guarantee continuous operation without hassle. The Ingenico i7910, GPRS long-range wireless payment terminal is ideal for both indoor and outdoor payment environments. Great for mobile and fixed location businesses!

For information on how you can save on wireless credit card terminals visit: http://www.globalpaytech.com

Or Speak to representatives call: 1-800-915-6270

mobile credit card terminal

Portable Credit card terminals are a common sight in almost every On-site workers (i.e. plumbers and electricians, HVACs, movers, pizza deliveries etc). They let mobile businesses process credit cards efficiently and securely.

While they are a relatively small purchase in terms of dollars, the total impact they can have on your businesses is enormous. Merchant account providers typically charge half a percent more for keyed-in transactions than for swiped charges, so if your old terminal is not reading cards as well as it used to, it could be costing you money. Older terminals may also not be able to support debit card transactions. Or, you may simply need more terminals because your business is growing.

Wireless terminals
Wireless credit card terminals provide a significant advantage for some businesses. For example, taxi drivers, seasonal businesses, plumbers and electricians, HAVC, movers, pizza deliveries, merchants with temporary locations, and large lot businesses can all greatly increase efficiency by accepting credit cards wirelessly. However for most businesses, wireless terminals are a needless expense. Wireless terminals by necessity have printers built-in - your employees will not want to carry around two separate pieces of equipment. Important factors to consider when evaluating wireless terminals include battery life, range, weight, and shock-resistance - any terminal that gets carried around is going to be dropped occasionally.

Pricing and how to buy

Wireless Credit card terminals are not particularly expensive - Terminals are often priced as loss leaders to entice you to choose a particular merchant account provider, so you may see prices online that are "too good to be true" - and usually, they are.

Wireless terminals can be $1300 to $1700.

In most cases, you should buy the terminals outright. A 48-month lease could cost you over $2000 for a terminal that you could have purchased for $1300.

Because credit card terminals are relatively inexpensive considering the important role they play for many businesses, it is worth spending a little extra to make sure you get all the reliability you need. Saving $50 is not going to affect your business much in the long run; a terminal that is slow or balky can have a serious negative effect.

Where to buy
Purchasing credit card terminals from your merchant account provider can simplify the process - they will pre-program the terminals for you. They also know that you will be working with them for years to come, so they are more likely to give you a break on terminal pricing and will not be as interested in selling you models at the highest pricing.

If you are purchasing your terminals separately, the choice of vendor is not terribly important. The transaction is a one-time purchase, not the start of an ongoing relationship. Combined with the overall reliability of terminals and the low total cost, this means that the decision of which vendor you purchase a terminal from is pretty minor.

If you choose to buy your credit card terminals over the Internet, use the same caution you would with any online purchase: if you are not familiar with the company, do some basic research to make sure they are reputable. Also make sure you understand both the return policies (in particular, what restocking fees you may be liable for if you choose to return a terminal) and the warranties and service agreements that come with your purchase.

Buying & maintenance tips

• Terminal memory can store transactions for later verification if you are unable to connect to your merchant account provider. 256k memory holds about 1000 transactions - far more than you should process without connecting - which should be enough for most businesses.
• Keep your terminals clean - dust, crumbs and especially paper lint can quickly clog printers and gum up stripe readers. A $2 can of compressed air can quickly clean your terminal out and help it last up to five years.
• Choosing a local supplier for your terminals means you can get some basic training for your staff. A quick introduction to using the advanced features of your terminal can help you get your money's worth.
• Some terminals use flash memory to store the software that runs them, which allows system updates to be easily downloaded and installed. This cans a longer operating life for your terminal.

• Make sure that, the free warranty come with your purchase.

For information on how you can save on wireless credit card terminals visit: http://www.globalpaytech.com

Home Office Credit Card Processing

Whether you’re a skilled trade doing business from your home office, a distributor or an established small business that wants to accept credit card payments, the low rates on our small business merchant account services help put more money into your business, not towards your credit card processing fees.

Our small business merchant account products and services vary depending on your needs. We can help you with:

- Long range wireless terminals for businesses on-the-move
- Solutions for accepting credit cards without a physical terminal
- Internet payment solutions for secure processing at the best rates
- Automated billing with securely-stored credit card information
- PCI compliance

Globalpaytech’s team and low rates make switching to our merchant account easy and hassle-free. Request a rate quote to see how you can benefit with us.

When you switch to a Globalpaytech merchant account, we set up the right solution to fit your particular situation.

PCI Compliance

Our Virtual Terminal solution helps reduce your obligation and expense in meeting PCI compliance requirements. We help you avoid the embarrassment and liability of card number compromises with our independently-audited and Visa® certified payment processing solutions.

Products

Some of our small business payment processing solutions include:

• Integrated Solutions
• Virtual Terminals
• Wired High Speed Terminals
• Credit Card Payment Gateway

Customer Support

Any downtime in your credit card acceptance technology means lost revenue. Our world-class technology infrastructure and 24/7/365 support means you don’t need to worry about lost revenue.

Get Started

Request an instant rate quote. We need a few details from you about your situation. We’ll immediately send you an email with a rate, and then follow up by phone to discuss more possibilities.

To speak to a representatives call now 1-800-915-6270

Apply Online: www.globalpaytech.com

Collect your payments on the Go

Collect your payments anywhere, any time

On-site workers (i.e. plumbers and electricians, Havc, movers, etc) and those who sell through trade shows have a wide range of credit-card processing options for immediate sales and possible data capture. As wireless technology evolves, you need to consider carefully which method serves you best. Advantages of mobile commerce include:

1. Improved cash flow.
2. Secure credit and debit transactions in seconds.
3. Reduced credit-card fraud and charge backs.
4. The ability to conduct business without phone lines.

Here are the most popular forms of mobile credit-card processing and some of the add-ons you may need.

Action Steps

The best contacts and resources to help you get it done

Get mobile point-of-sale terminals

POS terminals process credit or debit cards, work wirelessly or via dial-up and are secure. Some offer built-in printers and data capture options. POS terminals typically cost upwards of $1,400.

For the cheapest alternative, go with cell phones

Unless you process more than a few thousand dollars per month, cell phones may be the way to go. You can process payments with or without additional equipment. However, card-reader attachments, which cost a few hundred dollars, can help lower processing fees.

For information on how you can save on payment processing and Merchant Accounts visit: http://www.globalpaytech.com

Or Call us to talk to a payment processing professional 1-800-915-6270

Accept credit cards on the go

The most apparent benefit of wireless credit card terminals is that they are, in fact, portable. By breaking the reliance on physical telephone lines, merchants can eliminate the need for an expensive dedicated line while also allowing business to be conducted in locales--such as flea markets-where telephone lines may be unavailable. Merchants who work out of a virtual or home office and meet clients in the field can also easily and quickly process credit card payments without the need to seek out and plug into a telephone jack.

Portable credit card machine is “portable”-Portable credit card swipe machine is very convenient to use. It can be bringing to everywhere you like. You don’t need a big bulky bag to fit them. They can even fit inside a woman’s handbag. The portable size of the machine has creates a lot of convenience when you want to bring them for business trip. For the sack of protecting the machine, some people will put it inside a messenger bag.

Reduced Fees

Without mobile credit card terminal, merchants doing their sales & services in non store environment are relegated to taking credit card information on manual slips and manually entering the transactions into the terminal at a later time. To reduce the likelihood of a transaction being declined when it is entered in the terminal, merchants who process off-site must call an e authorization center to ensure the card is valid, and each call of this nature incurs a small fee. In addition, many merchant account providers charge a higher fee for manually-entered transactions, further increasing the cost of doing business. A portable card terminal eliminates the need for both of these fees by allowing the merchant to quickly and easily obtain a card-present automated approval in the field.

Ensured Privacy

When merchants in the field manually take credit card information to be processed later, all of the information necessary to process the card must be written for later use. Because this paper has the potential to be lost, stolen or misused, many card holders express concern or hesitation about having their information recorded in a human-readable format. Portable credit card terminals help calm consumer fears and increase privacy by electronically processing the transaction while the cardholder is present, eliminating the need for human-readable copies of sensitive information.

Accepting credit cards on the go can increase your business revenue & customer satisfaction.

For more info Visit us: http://www.globalpaytech.com